Judgment

Case C-265/12

Decision:

"On those grounds, the Court (First Chamber) hereby rules:

Article 3(9) of Directive 2005/29/EC of the European Parliament and of the Council of 11 May 2005 concerning unfair business-to-consumer commercial practices in the internal market and amending Council Directive 84/450/EEC, Directives 97/7/EC, 98/27/EC and 2002/65/EC of the European Parliament and of the Council and Regulation (EC) No 2006/2004 of the European Parliament and of the Council (?Unfair Commercial Practices Directive?) must be interpreted, as must Article 56 TFEU, as not precluding a national provision, such as that at issue in the main proceedings, which lays down a general prohibition ? save in the cases exhaustively listed by the national legislation ? of combined offers made to consumers where at least one of the components of those offers is a financial service."